Risk Management Made Easy


Vesttoo is a revolutionary risk management solution that utilizes cutting-edge proprietary technologies to manage actuarial risk through the capital markets

Longevity Risk

Insurers, pension schemes and reinsurers are exposed to ever-growing longevity risk, one of the industry’s most acute issues. Vesttoo specializes in longevity risk management, working closely with cedents to manage their longevity risk through the capital markets, providing the liability hedging & solvency relief they need, using revolutionary AI-based proprietary technology

P&C Insurance Indemnity Swaps

Our highly accurate portfolio-specific indemnity indices and risk models are calculated utilizing our advanced technology suite and operate in swaps between cedents and investors, transforming risk management and capital relief in a challenging market of tight Insurance margins and low interest rates, providing an easy, flexible and affordable alternative to traditional reinsurance

Why Vesttoo?


One-Stop-Shop for Insurers, Reinsurers & Pension Funds - No Upfront Fees

Vesttoo takes care of every step of the process for you: legal, regulatory, modeling, accounting, banking, rating and more - all are taken care of and priced in the annual premium - with no upfront fees or frictional costs

Collateralized liability hedging

SCR & Risk Margin Relief

No Counter-party Risk

Significantly Reduced Premiums

Upside Retention Forecast vs. Reality

Unlimited Capacity from Capital Markets

Flexible Solution

The Digital Path to Risk Management

Vesttoo’s platform utilizes highly accurate customized indemnity-index calculations and sophisticated optimization algorithms for risk modeling and structuring. The elaborate risk models developed by the Vesttoo platform practically eliminate basis and tail risk altogether, significantly benefiting optimal hedging, capital relief and regulatory acceptance. Vesttoo’s extensive investor network ensures efficient placement for optimal risk management via capital markets

Vesttoo's cutting-edge technologies are transforming the way risk is assessed, managed and transferred in the longevity and P&C markets, providing a smooth, flexible and affordable alternative to traditional reinsurance

How does it work?


Vesttoo takes care of everything from raw-data structuring, risk modeling and pricing, deal structuring, indemnity index calculation to placing the deals with the capital markets, operating the deals and updating their index on our revolutionary indemnity index-based deal operating system

Acting as a one-stop-shop, Vesttoo also takes care of the entire peripheral aspects and documents - legal, regulatory compliance, accounting, banking, financial engineering, you name it! Everything is taken care of through our partnership network and priced at a low annual premium - no upfront fees, no counterparty risk, no surprises

Insurers, pension schemes, and reinsurers work with Vesttoo to decide on the characteristics of the portfolio requiring risk management & relevant raw data is collected
1
Vesttoo’s proprietary engine cleans the data, structures the risk model, financial structure and portfolio-customized hedge indemnity index
2
Vesttoo structures and prices the deal, providing an end-to-end solution to the cedant with the entire deal ready to be executed
3
Vesttoo develops a customized hedge indemnity index that mimics and monitors the pool performance with full transparency to the underlying asset data
4
Vesttoo places the deal through an extended investor network via capital markets and investment bankers
5
The Indemnity index is managed on the secured Vesttoo platform with our indemnity index-based operating system
6
Cedents are provided with continuous updates on actual and future expected payments, basis risk analysis, and effect of deal on capital requirements
7