Charles E.F. Millard Joins the Vesttoo Advisory Board!

Charles E.F. Millard, a seasoned Financial Executive with years of experience in the pension sector, joins the Vesttoo Advisory Board

December 23, 2019
Charles E.F. Millard
Charles E.F. Millard

Vesttoo is proud to announce the newest addition to our expert advisory board! Charles E.F. Millard was previously the Director / CEO of the United States Pension Benefit Guaranty Corporation under President George W. Bush. He was appointed by the president and was the first Director of the PBGC to be confirmed by the United States Senate. He boasts extensive experience in the Pension and Insurance spaces, and is a valuable asset to the Vesttoo team.

Mr. Millard also held various other executive positions in the industry in the past. He was Head of Pension Relations for Citigroup, and a managing director at Lehman Brothers, among others. His writing on pension issues has been published in The Wall Street Journal, the Financial Times, Bloomberg, and Pensions & Investments. He is a member of the Editorial Board of the Journal of Retirement, and the Advisory Board of the Georgetown Center for Retirement Initiatives, and he has been a member of the Faculty at the Yale University School of Management. In addition to serving on the Vesttoo advisory board, he is currently a Senior Advisor or Board Member for AQR, Kiski Group, Ross Corporate Services (UK), RiskFirst, Syntax, and Kosmos Management.

Mr. Millard joins the prominent experts already on our advisory board, executives from all areas of the global and regulatory insurance space, executive financial experts and executives from the global business arena. They are:

William Lowry

William Lowry is a Senior and C-level executive in multiple reinsurance companies, expert of Insurance Linked Securities (ILS) and the former CFO of Swiss Re in the US. William brings significant experience in the management of insurance, reinsurance, ILS and insurance-related companies to the advisory board.

Emmanuel Pierron

Emmanuel Pierron has 20 years of experience in Insurance, Reinsurance and Innovation: risk, technique and big data, operations and new technologies. He has a strong interest and vast experience in the creation of activities, business and startups. Past roles: Chief Innovation Officer at KAMET (AXA Group’s VC), Chief Data Officer at AXA Group and Chief Technical & Claims Officer at Direct Assurance.

Steve M. Goldman

Steve Goldman is a partner at Kramer Levin Natfalis & Frankel LLP and an expert attorney who specializes in banking and insurance law. He is the former Commissioner of the NJ department of banking and insurance, dealt with corporate law at Sills Cummis Epstein & Gross PC for 22 years and sat on President Obama’s advisory committee.

Ofer Brandt

Ofer Brandt has over 30 years of experience in senior and executive roles in management, strategic and actuarial positions. He currently provides consulting services in actuarial and management projects in insurance and insure-tech startup companies. In the past, Ofer held the positions of Chief Actuary, Executive VP and member of the Management Board of Clal insurance.

Dr. Michel Léonard

Dr. Michel Léonard, CBE, is an economist and data scientist with 20 years of experience in insurance and finance. He is 3i’s Vice President & Senior Economist, as well as faculty at NYU and Columbia University. His past roles include: Principal & CDS at MaKroLLC, Chief Economist & SVP in Aon, Chief Economist & Data Scientist Alliant Insurance KKR and Global Business Advisory Council for the White House/State/Commerce.

Joseph Haviv

Joseph Haviv is the founder, chairman and managing member of Protostar Partners private equity. Additionally, he sits on the MC Square Capital advisory board, and is a lead investor of Constitution Reinsurance and Partner Reinsurance. In the past, he was a partner at McKinsey and Co. and VP at EXOR America, among others.

Izzy Cohen

Izzy Cohen has over 40 years of experience in the insurance industry - mostly in executive positions. He was the CEO at Clal Insurance for over six years and CEO at Migdal insurance for over 10 years (Israel’s two largest insurance companies). Izzy previously held the position of chief executive officer for Africa Israel Industries Ltd. and Chief Executive Officer of Africa-Israel Investments Ltd. He was an active member on the board of various other companies.

Ari M. Paltiel

Ari M. Paltiel is a demographer and lecturer at the Hebrew University of Jerusalem and a member of various governmental advisory committees on demography and mortality. He held multiple senior positions in the Israel Central Bureau of Statistics and led pioneering investigation teams in Israel as well as in Germany. He boasts over 40 years of experience in socio-demographic research and mortality statistics.


Vesttoo is a revolutionary risk-hedging and reinsurance platform for the Longevity Risk market. Our goal is to provide insurers with a mechanism for immediate solvency relief using the capital markets, while providing pension providers protection from increased liabilities and reduced annuities

https://vesttoo.com/