Ever since their commence in the mid 2000s, longevity-linked assets have increasingly provided investors with non-correlated, high-yield investments and an attractive diversification option for their portfolios
Governmental pension schemes are facing a financial crisis. The current measures governments are taking are not sufficient to close the financing gap. Alternative Risk Transfer can offer a solution to bridge the financing gap.
The past few years have been eventful in the UK Life/Pension markets. Brexit, new legislation and economic uncertainty have put increasing pressure on insurers and pension providers, stressing margins and increasing risks and liabilities. Is the longevity risk transfer market keeping pace?
The US life/annuity and pension markets are the largest in the world, as is the longevity risk they are exposed to. Financial conditions in the US have increased risk and liabilities even further, creating an acute need for creative de-risking solutions
A rapidly growing middle class and a spike in life expectancy, along with little-to-no governmental solutions, has left the Asian population searching for solutions for their ageing population in the private insurance and pension sector, presenting a huge opportunity for Longevity Risk Transfer solution providers