Lapse Risk & VIF Securitization

As one of the most regulatory capital consuming risks, cedents of all types are exposed to lapse scenarios. We hedge a wide range of lapse scenarios that free regulatory capital, whether as a stand-alone deal, or in combination with other risk-hedging deals

Alternatively, with our Value-in-Force Securitization solution, efficiently generate liquidity by monetizing the future profits of your portfolio, while hedging lapse, mortality and market risks

Regulatory Capital Relief
Affordable, Flexible Solution
Applicable to Varied Portfolios
Improved Solvency Ratios
Low Counterparty Risk
Fast Time-to-Market
Unlimited Capacity from Capital Markets